Finding the right home at the right price is just one part of a home sale or purchase. Lala Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 361-594-2553 if your needs include a professional REALTOR® ready for the business side of real estate.

What closing costs should you expect?

There are certain basic expenses involved in closing the sale of a property. These costs are often split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Texas to help lead you through the process.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, we'll not only work to get the highest sales price, but we will also advocate for limited closing costs. And once we've come to an agreement, we'll describe in detail the closing costs so you know exactly where your money is going.

Buyers: When buying a property, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not startled when you get to the closing appointment. A member of our team will be willing to look through the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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